Term 100 Insurance

This is a permanent insurance plan that provides life insurance protection to age 100. These products are essentially basic whole life products.

They build an internal cash value like a whole life product but if a Term to 100 policy is canceled, the cash value is not paid out to the insured. As a result, a Term to 100 product is generally less expensive than a whole life product.

Term to 100 products do not usually pay dividends or include cash values.

• Coverage for life
• Guaranteed premiums, usually remain level
• Guaranteed death benefit
• Usually no cash value
• No dividends

Other options

• Term Insurance
• Whole Life Insurance
• Universal Life