Critical Illness Insurance attempts to fill the gap between life and disability insurance. Life insurance policies pay a benefit upon death while disability policies cover lost employment income due to an accident or illness. Critical illness insurance policies pay a benefit when the insured is diagnosed with a serious, life-altering illness or condition.
The insurance benefit is designed to help survivors of these illnesses regain their physical and financial health. The benefit can be used for immediate health related expenses not covered by government or group plans and other financial matters such as replacing lost income, paying out mortgages, and looking after business assets - it’s your choice.
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Critical Illness Insurance